Crescent Beach, FL vs Monticello, FL

The cost of living difference between Crescent Beach, FL and Monticello, FL is dramatic. Monticello is 96.7% cheaper than Crescent Beach, a gap that translates to thousands of dollars per year in household expenses. Crescent Beach has a cost index of 144 while Monticello sits at 73, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Crescent Beach is $2,083/month compared to $797/month in Monticello — a 161% difference. Home values follow the same pattern: Monticello is more affordable at $192,500 median vs $564,700.

Median household income in Crescent Beach is $120,917 compared to $44,920 in Monticello (+169.2%). While Crescent Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Crescent Beach spend roughly 20.7% of their income on rent, less than the 21.3% in Monticello.