Cragsmoor, NY vs Philmont, NY

Philmont is moderately more affordable than Cragsmoor, with a 10.5% lower cost of living index. Cragsmoor scores 94 compared to 85 for Philmont, where the US average is 100. This difference means residents of Cragsmoor can expect to pay noticeably more for everyday expenses, housing, and services.

When it comes to buying, median home values in Cragsmoor are $236,800 compared to $215,700 in Philmont, a 10% gap.

Median household income in Cragsmoor is $77,467 compared to $62,972 in Philmont (+23%). While Cragsmoor is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income.

Climate-wise, Cragsmoor is notably warmer with an average of 49.4°F compared to 46.1°F in Philmont. Philmont receives more rainfall at 44.2" per year compared to 41" in Cragsmoor.