Cozad, NE vs Gretna, NE

The cost of living difference between Cozad, NE and Gretna, NE is dramatic. Cozad is 35.9% cheaper than Gretna, a gap that translates to thousands of dollars per year in household expenses. Cozad has a cost index of 66 while Gretna sits at 104, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cozad is $820/month compared to $1,467/month in Gretna — a 44% difference. Home values follow the same pattern: Cozad is more affordable at $118,600 median vs $326,000.

Median household income in Cozad is $50,161 compared to $118,765 in Gretna (-57.8%). While Gretna is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cozad spend roughly 19.6% of their income on rent, more than the 14.8% in Gretna.

Climate-wise, both cities share similar average temperatures (49.9°F vs 52.4°F). Gretna receives more rainfall at 31.9" per year compared to 21.1" in Cozad.