Cottonwood Shores, TX vs La Joya, TX

The cost of living difference between Cottonwood Shores, TX and La Joya, TX is dramatic. La Joya is 31.8% cheaper than Cottonwood Shores, a gap that translates to thousands of dollars per year in household expenses. Cottonwood Shores has a cost index of 83 while La Joya sits at 63, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cottonwood Shores is $996/month compared to $781/month in La Joya — a 28% difference. Home values follow the same pattern: La Joya is more affordable at $109,600 median vs $236,200.

Median household income in Cottonwood Shores is $64,716 compared to $50,652 in La Joya (+27.8%). The higher salaries in Cottonwood Shores partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Cottonwood Shores spend roughly 18.5% of their income on rent, less than the 18.5% in La Joya.