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Cottonwood, AZ vs El Mirage, AZ

90
Cottonwood
Arizona
VS
-19.1%
111
El Mirage
Arizona

There is a significant gap in the cost of living between these two cities. Cottonwood is 19.1% cheaper than El Mirage. With a cost index of 90 vs 111, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Cottonwood to El Mirage should plan for substantially higher expenses across most categories.

On the housing front, median rent in Cottonwood is $1,080/month compared to $1,682/month in El Mirage — a 36% difference. Interestingly, home values tell a different story: while Cottonwood has cheaper rent, El Mirage actually has lower median home values ($282,000 vs $286,000).

Median household income in Cottonwood is $47,162 compared to $74,764 in El Mirage (-36.9%). While El Mirage is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cottonwood spend roughly 27.5% of their income on rent, more than the 27% in El Mirage.

Climate-wise, El Mirage is notably warmer with an average of 72.5°F compared to 56.7°F in Cottonwood. Cottonwood receives more rainfall at 12.9" per year compared to 8.9" in El Mirage.

Income & Cost

Cost of Living Index
Cottonwood
90
19% cheaper
El Mirage
111
Median Household Income
Cottonwood
$47,162
El Mirage
$74,764
37% higher

Housing

Median Rent
Cottonwood
$1,080
36% cheaper
El Mirage
$1,682
Median Home Value
Cottonwood
$286,000
El Mirage
$282,000
1% cheaper
Population
Cottonwood
12,547
El Mirage
35,823

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Cottonwood $1,190
El Mirage $1,556
24% cheaper
1 Bed
Cottonwood $1,300
El Mirage $1,692
23% cheaper
2 Bed
Cottonwood $1,530
El Mirage $1,971
22% cheaper
3 Bed
Cottonwood $2,070
El Mirage $2,634
21% cheaper
4 Bed
Cottonwood $2,350
El Mirage $2,937
20% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Cottonwood $2.97
El Mirage $3.02
US $3.07
🥚
Eggs (grade A, large)
Cottonwood $2.42
El Mirage $2.46
US $2.50
🥛
Milk (whole)
Cottonwood $3.90
El Mirage $3.96
US $4.03
🍞
Bread (white)
Cottonwood $1.79
El Mirage $1.82
US $1.85
🍗
Chicken breast
Cottonwood $4.01
El Mirage $4.08
US $4.14
Electricity
Cottonwood $0.16
El Mirage $0.16
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Cottonwood 56.7°F
El Mirage 72.5°F
Summer High
Cottonwood 90°F
El Mirage 104°F
Winter Low
Cottonwood 26°F
El Mirage 44°F
Rainfall
Cottonwood 12.9"
El Mirage 8.9"
Rainy Days
Cottonwood 61d
El Mirage 35d