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Cottondale, AL vs Montevallo, AL

68
Cottondale
Alabama
VS
-11.1%
77
Montevallo
Alabama

Cottondale is moderately more affordable than Montevallo, with a 11.1% lower cost of living index. Cottondale scores 68 compared to 77 for Montevallo, where the US average is 100. This difference means residents of Montevallo can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cottondale is $904/month compared to $906/month in Montevallo — a 0% difference. Home values follow the same pattern: Cottondale is more affordable at $118,600 median vs $210,400.

Median household income in Cottondale is $44,250 compared to $54,665 in Montevallo (-19.1%). While Montevallo is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cottondale spend roughly 24.5% of their income on rent, more than the 19.9% in Montevallo.

Climate-wise, both cities share similar average temperatures (64.3°F vs 64.4°F). Cottondale receives more rainfall at 57.3" per year compared to 56.2" in Montevallo.

Income & Cost

Cost of Living Index
Cottondale
68
11% cheaper
Montevallo
77
Median Household Income
Cottondale
$44,250
Montevallo
$54,665
19% higher

Housing

Median Rent
Cottondale
$904
Montevallo
$906
Median Home Value
Cottondale
$118,600
44% cheaper
Montevallo
$210,400
Population
Cottondale
2,850
Montevallo
7,429

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Cottondale $995
Montevallo $971
2% cheaper
1 Bed
Cottondale $1,000
Montevallo $1,088
8% cheaper
2 Bed
Cottondale $1,205
Montevallo $1,208
3 Bed
Cottondale $1,535
Montevallo $1,517
1% cheaper
4 Bed
Cottondale $1,595
Montevallo $1,720
7% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Cottondale $2.90
Montevallo $2.90
US $3.07
🥚
Eggs (grade A, large)
Cottondale $2.37
Montevallo $2.37
US $2.50
🥛
Milk (whole)
Cottondale $3.81
Montevallo $3.81
US $4.03
🍞
Bread (white)
Cottondale $1.75
Montevallo $1.75
US $1.85
🍗
Chicken breast
Cottondale $3.92
Montevallo $3.92
US $4.14
Electricity
Cottondale $0.17
Montevallo $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Cottondale 64.3°F
Montevallo 64.4°F
Summer High
Cottondale 92°F
Montevallo 91°F
Winter Low
Cottondale 35°F
Montevallo 36°F
Rainfall
Cottondale 57.3"
Montevallo 56.2"
Rainy Days
Cottondale 115d
Montevallo 126d