Cortland, IL vs St. Jacob, IL

St. Jacob is moderately more affordable than Cortland, with a 9.6% lower cost of living index. Cortland scores 96 compared to 87 for St. Jacob, where the US average is 100. This difference means residents of Cortland can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cortland is $1,420/month compared to $1,260/month in St. Jacob — a 13% difference. Home values follow the same pattern: St. Jacob is more affordable at $192,400 median vs $203,700.

Median household income in Cortland is $82,750 compared to $107,188 in St. Jacob (-22.8%). St. Jacob offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Cortland spend roughly 20.6% of their income on rent, more than the 14.1% in St. Jacob.