Concordia, KS vs Oswego, KS

Oswego is moderately more affordable than Concordia, with a 5% lower cost of living index. Concordia scores 60 compared to 57 for Oswego, where the US average is 100. This difference means residents of Concordia can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Concordia is $698/month compared to $690/month in Oswego — a 1% difference. Home values follow the same pattern: Oswego is more affordable at $80,700 median vs $96,100.

Median household income in Concordia is $50,213 compared to $51,701 in Oswego (-2.9%). Oswego offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Concordia spend roughly 16.7% of their income on rent, more than the 16% in Oswego.