Concord, CA vs Oakley, CA

Oakley is moderately more affordable than Concord, with a 10.4% lower cost of living index. Concord scores 171 compared to 155 for Oakley, where the US average is 100. This difference means residents of Concord can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Concord is $2,226/month compared to $2,031/month in Oakley — a 10% difference. Home values follow the same pattern: Oakley is more affordable at $632,800 median vs $755,900.

Median household income in Concord is $109,195 compared to $132,067 in Oakley (-17.3%). Oakley offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Concord spend roughly 24.5% of their income on rent, more than the 18.5% in Oakley.