Commerce, TX vs University Park, TX

The cost of living difference between Commerce, TX and University Park, TX is dramatic. Commerce is 72.8% cheaper than University Park, a gap that translates to thousands of dollars per year in household expenses. Commerce has a cost index of 73 while University Park sits at 270, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Commerce is $902/month compared to $2,940/month in University Park — a 69% difference. Home values follow the same pattern: Commerce is more affordable at $124,800 median vs $1,766,700.

Median household income in Commerce is $43,051 compared to $250,001 in University Park (-82.8%). While University Park is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Commerce spend roughly 25.1% of their income on rent, more than the 14.1% in University Park.