Commerce, TX vs Santa Rosa, TX

There is a significant gap in the cost of living between these two cities. Santa Rosa is 20.3% cheaper than Commerce. With a cost index of 61 vs 73, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Santa Rosa to Commerce should plan for substantially higher expenses across most categories.

On the housing front, median rent in Commerce is $902/month compared to $892/month in Santa Rosa — a 1% difference. Home values follow the same pattern: Santa Rosa is more affordable at $48,700 median vs $124,800.

Median household income in Commerce is $43,051 compared to $29,803 in Santa Rosa (+44.5%). While Commerce is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Commerce spend roughly 25.1% of their income on rent, less than the 35.9% in Santa Rosa. The Commerce ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.