Commerce City, CO vs Fort Collins, CO

Commerce City, CO and Fort Collins, CO have a very similar cost of living, with only a 3.9% difference in their overall index. Commerce City scores 124 while Fort Collins scores 129 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Commerce City is $1,626/month compared to $1,661/month in Fort Collins — a 2% difference. Home values follow the same pattern: Commerce City is more affordable at $463,200 median vs $548,400.

Median household income in Commerce City is $106,756 compared to $83,598 in Fort Collins (+27.7%). Commerce City offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Commerce City spend roughly 18.3% of their income on rent, less than the 23.8% in Fort Collins.