Columbia, SD vs Philip, SD

The cost of living difference between Columbia, SD and Philip, SD is dramatic. Philip is 30.7% cheaper than Columbia, a gap that translates to thousands of dollars per year in household expenses. Columbia has a cost index of 82 while Philip sits at 62, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

When it comes to buying, median home values in Columbia are $121,900 compared to $102,800 in Philip, a 19% gap.

Median household income in Columbia is $59,038 compared to $43,750 in Philip (+34.9%). While Columbia is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income.

Climate-wise, Philip is notably warmer with an average of 47.6°F compared to 44°F in Columbia. Columbia receives more rainfall at 21.8" per year compared to 16.3" in Philip.