Colma, CA vs Madera Ranchos, CA

The cost of living difference between Colma, CA and Madera Ranchos, CA is dramatic. Madera Ranchos is 48.5% cheaper than Colma, a gap that translates to thousands of dollars per year in household expenses. Colma has a cost index of 192 while Madera Ranchos sits at 129, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Colma is $2,152/month compared to $1,847/month in Madera Ranchos — a 17% difference. Home values follow the same pattern: Madera Ranchos is more affordable at $448,000 median vs $1,040,900.

Median household income in Colma is $121,488 compared to $113,472 in Madera Ranchos (+7.1%). Colma does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Colma spend roughly 21.3% of their income on rent, more than the 19.5% in Madera Ranchos.