Colma, CA vs Kelseyville, CA

The cost of living difference between Colma, CA and Kelseyville, CA is dramatic. Kelseyville is 107.5% cheaper than Colma, a gap that translates to thousands of dollars per year in household expenses. Colma has a cost index of 192 while Kelseyville sits at 92, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Colma is $2,152/month compared to $1,136/month in Kelseyville — a 89% difference. Home values follow the same pattern: Kelseyville is more affordable at $240,500 median vs $1,040,900.

Median household income in Colma is $121,488 compared to $43,475 in Kelseyville (+179.4%). While Colma is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Colma spend roughly 21.3% of their income on rent, less than the 31.4% in Kelseyville. The Colma ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.