Collingswood, NJ vs Point Pleasant Beach, NJ

The cost of living difference between Collingswood, NJ and Point Pleasant Beach, NJ is dramatic. Collingswood is 32.2% cheaper than Point Pleasant Beach, a gap that translates to thousands of dollars per year in household expenses. Collingswood has a cost index of 107 while Point Pleasant Beach sits at 158, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Collingswood is $1,420/month compared to $1,717/month in Point Pleasant Beach — a 17% difference. Home values follow the same pattern: Collingswood is more affordable at $346,300 median vs $813,500.

Median household income in Collingswood is $83,917 compared to $131,641 in Point Pleasant Beach (-36.3%). While Point Pleasant Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Collingswood spend roughly 20.3% of their income on rent, more than the 15.7% in Point Pleasant Beach.