Collingswood, NJ vs Garfield, NJ

Collingswood is moderately more affordable than Garfield, with a 14.6% lower cost of living index. Collingswood scores 107 compared to 126 for Garfield, where the US average is 100. This difference means residents of Garfield can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Collingswood is $1,420/month compared to $1,612/month in Garfield — a 12% difference. Home values follow the same pattern: Collingswood is more affordable at $346,300 median vs $454,300.

Median household income in Collingswood is $83,917 compared to $75,701 in Garfield (+10.9%). Collingswood offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Collingswood spend roughly 20.3% of their income on rent, less than the 25.6% in Garfield.