Collegedale, TN vs Spurgeon, TN

The cost of living difference between Collegedale, TN and Spurgeon, TN is dramatic. Spurgeon is 47.1% cheaper than Collegedale, a gap that translates to thousands of dollars per year in household expenses. Collegedale has a cost index of 103 while Spurgeon sits at 70, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Collegedale is $1,435/month compared to $796/month in Spurgeon — a 80% difference. Home values follow the same pattern: Spurgeon is more affordable at $197,500 median vs $332,700.

Median household income in Collegedale is $64,905 compared to $66,091 in Spurgeon (-1.8%). Spurgeon offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Collegedale spend roughly 26.5% of their income on rent, more than the 14.5% in Spurgeon.