Coleraine, MN vs St. Stephen, MN

Coleraine is moderately more affordable than St. Stephen, with a 6.7% lower cost of living index. Coleraine scores 76 compared to 82 for St. Stephen, where the US average is 100. This difference means residents of St. Stephen can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Coleraine is $923/month compared to $1,025/month in St. Stephen — a 10% difference. Home values follow the same pattern: Coleraine is more affordable at $179,900 median vs $237,600.

Median household income in Coleraine is $67,083 compared to $94,875 in St. Stephen (-29.3%). While St. Stephen is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Coleraine spend roughly 16.5% of their income on rent, more than the 13% in St. Stephen.