Coldwater, OH vs Wilmington, OH

Coldwater, OH and Wilmington, OH have a very similar cost of living, with only a 0.7% difference in their overall index. Coldwater scores 74 while Wilmington scores 74 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Coldwater is $800/month compared to $925/month in Wilmington — a 14% difference. Interestingly, home values tell a different story: while Coldwater has cheaper rent, Wilmington actually has lower median home values ($162,700 vs $215,700).

Median household income in Coldwater is $77,730 compared to $52,661 in Wilmington (+47.6%). While Coldwater is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Coldwater spend roughly 12.4% of their income on rent, less than the 21.1% in Wilmington.