Coldwater, KS vs Oswego, KS

Coldwater, KS and Oswego, KS have a very similar cost of living, with only a 4.1% difference in their overall index. Coldwater scores 60 while Oswego scores 57 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Coldwater is $744/month compared to $690/month in Oswego — a 8% difference. Interestingly, home values tell a different story: while Oswego has cheaper rent, Coldwater actually has lower median home values ($73,100 vs $80,700).

Median household income in Coldwater is $46,250 compared to $51,701 in Oswego (-10.5%). Oswego offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Coldwater spend roughly 19.3% of their income on rent, more than the 16% in Oswego.