Cold Spring, MN vs North St. Paul, MN

Cold Spring is moderately more affordable than North St. Paul, with a 9.2% lower cost of living index. Cold Spring scores 90 compared to 100 for North St. Paul, where the US average is 100. This difference means residents of North St. Paul can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cold Spring is $1,297/month compared to $1,304/month in North St. Paul — a 1% difference. Home values follow the same pattern: Cold Spring is more affordable at $242,000 median vs $286,600.

Median household income in Cold Spring is $72,022 compared to $81,641 in North St. Paul (-11.8%). While North St. Paul is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cold Spring spend roughly 21.6% of their income on rent, more than the 19.2% in North St. Paul.