Colby, KS vs Phillipsburg, KS

Phillipsburg is moderately more affordable than Colby, with a 12.2% lower cost of living index. Colby scores 66 compared to 59 for Phillipsburg, where the US average is 100. This difference means residents of Colby can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Colby is $736/month compared to $654/month in Phillipsburg — a 13% difference. Home values follow the same pattern: Phillipsburg is more affordable at $93,900 median vs $150,700.

Median household income in Colby is $66,731 compared to $58,125 in Phillipsburg (+14.8%). While Colby is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Colby spend roughly 13.2% of their income on rent, less than the 13.5% in Phillipsburg.