Cohoes, NY vs Niagara Falls, NY

The cost of living difference between Cohoes, NY and Niagara Falls, NY is dramatic. Niagara Falls is 33.1% cheaper than Cohoes, a gap that translates to thousands of dollars per year in household expenses. Cohoes has a cost index of 87 while Niagara Falls sits at 66, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cohoes is $1,179/month compared to $784/month in Niagara Falls — a 50% difference. Home values follow the same pattern: Niagara Falls is more affordable at $104,400 median vs $209,400.

Median household income in Cohoes is $62,111 compared to $48,535 in Niagara Falls (+28%). The higher salaries in Cohoes partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Cohoes spend roughly 22.8% of their income on rent, more than the 19.4% in Niagara Falls.

Climate-wise, both cities share similar average temperatures (49.4°F vs 47.7°F). Cohoes receives more rainfall at 40.7" per year compared to 33" in Niagara Falls.