Cocoa, FL vs Winter Haven, FL

Cocoa, FL and Winter Haven, FL have a very similar cost of living, with only a 2.2% difference in their overall index. Cocoa scores 89 while Winter Haven scores 91 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Cocoa is $1,180/month compared to $1,200/month in Winter Haven — a 2% difference. Home values follow the same pattern: Cocoa is more affordable at $215,700 median vs $248,200.

Median household income in Cocoa is $56,553 compared to $59,604 in Winter Haven (-5.1%). While Winter Haven is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cocoa spend roughly 25% of their income on rent, more than the 24.2% in Winter Haven.