Cocoa, FL vs Treasure Island, FL

The cost of living difference between Cocoa, FL and Treasure Island, FL is dramatic. Cocoa is 30.7% cheaper than Treasure Island, a gap that translates to thousands of dollars per year in household expenses. Cocoa has a cost index of 89 while Treasure Island sits at 128, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cocoa is $1,180/month compared to $1,496/month in Treasure Island — a 21% difference. Home values follow the same pattern: Cocoa is more affordable at $215,700 median vs $573,500.

Median household income in Cocoa is $56,553 compared to $82,340 in Treasure Island (-31.3%). While Treasure Island is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cocoa spend roughly 25% of their income on rent, more than the 21.8% in Treasure Island.