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Cochituate, MA vs Topsfield, MA

161
Cochituate
Massachusetts
VS
+23.9%
130
Topsfield
Massachusetts

There is a significant gap in the cost of living between these two cities. Topsfield is 23.9% cheaper than Cochituate. With a cost index of 130 vs 161, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Topsfield to Cochituate should plan for substantially higher expenses across most categories.

On the housing front, median rent in Cochituate is $1,705/month compared to $866/month in Topsfield — a 97% difference. Home values follow the same pattern: Topsfield is more affordable at $793,300 median vs $862,000.

Median household income in Cochituate is $190,938 compared to $169,468 in Topsfield (+12.7%). The higher salaries in Cochituate partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Cochituate spend roughly 10.7% of their income on rent, more than the 6.1% in Topsfield.

Climate-wise, both cities share similar average temperatures (50.5°F vs 49.9°F). Topsfield receives more rainfall at 44.9" per year compared to 42.6" in Cochituate.

Income & Cost

Cost of Living Index
Cochituate
161
Topsfield
130
19% cheaper
Median Household Income
Cochituate
$190,938
11% higher
Topsfield
$169,468

Housing

Median Rent
Cochituate
$1,705
Topsfield
$866
49% cheaper
Median Home Value
Cochituate
$862,000
Topsfield
$793,300
8% cheaper
Population
Cochituate
6,688
Topsfield
2,573

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Cochituate $3.09
Topsfield $3.09
US $3.07
🥚
Eggs (grade A, large)
Cochituate $2.52
Topsfield $2.52
US $2.50
🥛
Milk (whole)
Cochituate $4.06
Topsfield $4.06
US $4.03
🍞
Bread (white)
Cochituate $1.87
Topsfield $1.87
US $1.85
🍗
Chicken breast
Cochituate $4.18
Topsfield $4.18
US $4.14
Electricity
Cochituate $0.33
Topsfield $0.33
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Cochituate 50.5°F
Topsfield 49.9°F
Summer High
Cochituate 85°F
Topsfield 82°F
Winter Low
Cochituate 18°F
Topsfield 20°F
Rainfall
Cochituate 42.6"
Topsfield 44.9"
Rainy Days
Cochituate 141d
Topsfield 138d