Clovis, NM vs Gallup, NM

Gallup is moderately more affordable than Clovis, with a 6.9% lower cost of living index. Clovis scores 74 compared to 69 for Gallup, where the US average is 100. This difference means residents of Clovis can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Clovis is $947/month compared to $858/month in Gallup — a 10% difference. Home values follow the same pattern: Gallup is more affordable at $134,600 median vs $160,000.

Median household income in Clovis is $54,029 compared to $57,466 in Gallup (-6%). Gallup offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Clovis spend roughly 21% of their income on rent, more than the 17.9% in Gallup.