Clifton, CO vs Derby, CO

There is a significant gap in the cost of living between these two cities. Clifton is 27.9% cheaper than Derby. With a cost index of 83 vs 115, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Clifton to Derby should plan for substantially higher expenses across most categories.

On the housing front, median rent in Clifton is $1,035/month compared to $1,721/month in Derby — a 40% difference. Home values follow the same pattern: Clifton is more affordable at $234,200 median vs $317,400.

Median household income in Clifton is $54,301 compared to $78,696 in Derby (-31%). While Derby is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Clifton spend roughly 22.9% of their income on rent, less than the 26.2% in Derby.