Cliffwood Beach, NJ vs Cologne, NJ

Cologne is moderately more affordable than Cliffwood Beach, with a 7.3% lower cost of living index. Cliffwood Beach scores 146 compared to 136 for Cologne, where the US average is 100. This difference means residents of Cliffwood Beach can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cliffwood Beach is $2,598/month compared to $2,455/month in Cologne — a 6% difference. Home values follow the same pattern: Cologne is more affordable at $330,500 median vs $340,600.

Median household income in Cliffwood Beach is $108,854 compared to $101,723 in Cologne (+7%). The higher salaries in Cliffwood Beach partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Cliffwood Beach spend roughly 28.6% of their income on rent, less than the 29% in Cologne.