Cleveland, TX vs Stephenville, TX

Cleveland is moderately more affordable than Stephenville, with a 12% lower cost of living index. Cleveland scores 76 compared to 86 for Stephenville, where the US average is 100. This difference means residents of Stephenville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cleveland is $928/month compared to $1,128/month in Stephenville — a 18% difference. Home values follow the same pattern: Cleveland is more affordable at $153,200 median vs $226,300.

Median household income in Cleveland is $54,888 compared to $55,504 in Stephenville (-1.1%). Stephenville does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Cleveland spend roughly 20.3% of their income on rent, less than the 24.4% in Stephenville.