Cleveland, MN vs Howard Lake, MN

Cleveland is moderately more affordable than Howard Lake, with a 10.4% lower cost of living index. Cleveland scores 76 compared to 84 for Howard Lake, where the US average is 100. This difference means residents of Howard Lake can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cleveland is $735/month compared to $930/month in Howard Lake — a 21% difference. Home values follow the same pattern: Cleveland is more affordable at $204,200 median vs $239,100.

Median household income in Cleveland is $83,281 compared to $99,464 in Howard Lake (-16.3%). While Howard Lake is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cleveland spend roughly 10.6% of their income on rent, less than the 11.2% in Howard Lake.