Clearwater, NE vs Ponca, NE

Clearwater, NE and Ponca, NE have a very similar cost of living, with only a 0.7% difference in their overall index. Clearwater scores 62 while Ponca scores 63 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Clearwater is $788/month compared to $575/month in Ponca — a 37% difference. Interestingly, home values tell a different story: while Ponca has cheaper rent, Clearwater actually has lower median home values ($77,500 vs $173,800).

Median household income in Clearwater is $61,667 compared to $53,077 in Ponca (+16.2%). Clearwater offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Clearwater spend roughly 15.3% of their income on rent, more than the 13% in Ponca.

Climate-wise, both cities share similar average temperatures (49.2°F vs 48.4°F). Ponca receives more rainfall at 29.3" per year compared to 27" in Clearwater.