Clearwater, NE vs Humphrey, NE
Clearwater is moderately more affordable than Humphrey, with a 12.8% lower cost of living index. Clearwater scores 62 compared to 71 for Humphrey, where the US average is 100. This difference means residents of Humphrey can expect to pay noticeably more for everyday expenses, housing, and services.
On the housing front, median rent in Clearwater is $788/month compared to $693/month in Humphrey — a 14% difference. Interestingly, home values tell a different story: while Humphrey has cheaper rent, Clearwater actually has lower median home values ($77,500 vs $224,000).
Median household income in Clearwater is $61,667 compared to $69,732 in Humphrey (-11.6%). The higher salaries in Humphrey partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Clearwater spend roughly 15.3% of their income on rent, more than the 11.9% in Humphrey.
Climate-wise, both cities share similar average temperatures (49.2°F vs 49.2°F). Humphrey receives more rainfall at 27" per year compared to 27" in Clearwater.
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Climate
NOAA 30-year normals (1991-2020)