Clearwater, MN vs Warsaw, MN

Clearwater is moderately more affordable than Warsaw, with a 7% lower cost of living index. Clearwater scores 84 compared to 91 for Warsaw, where the US average is 100. This difference means residents of Warsaw can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Clearwater is $1,074/month compared to $1,188/month in Warsaw — a 10% difference. Home values follow the same pattern: Clearwater is more affordable at $248,100 median vs $255,000.

Median household income in Clearwater is $89,219 compared to $115,313 in Warsaw (-22.6%). While Warsaw is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Clearwater spend roughly 14.4% of their income on rent, more than the 12.4% in Warsaw.