Clearwater, MN vs St. Paul Park, MN

The cost of living difference between Clearwater, MN and St. Paul Park, MN is dramatic. Clearwater is 30.7% cheaper than St. Paul Park, a gap that translates to thousands of dollars per year in household expenses. Clearwater has a cost index of 84 while St. Paul Park sits at 121, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Clearwater is $1,074/month compared to $2,118/month in St. Paul Park — a 49% difference. Home values follow the same pattern: Clearwater is more affordable at $248,100 median vs $252,800.

Median household income in Clearwater is $89,219 compared to $98,670 in St. Paul Park (-9.6%). St. Paul Park does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Clearwater spend roughly 14.4% of their income on rent, less than the 25.8% in St. Paul Park.