Clearwater, MN vs North Oaks, MN

The cost of living difference between Clearwater, MN and North Oaks, MN is dramatic. Clearwater is 55.1% cheaper than North Oaks, a gap that translates to thousands of dollars per year in household expenses. Clearwater has a cost index of 84 while North Oaks sits at 187, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Clearwater is $1,074/month compared to $2,932/month in North Oaks — a 63% difference. Home values follow the same pattern: Clearwater is more affordable at $248,100 median vs $756,300.

Median household income in Clearwater is $89,219 compared to $235,858 in North Oaks (-62.2%). While North Oaks is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Clearwater spend roughly 14.4% of their income on rent, less than the 14.9% in North Oaks.