Clearwater, FL vs Country Club, FL

Clearwater is moderately more affordable than Country Club, with a 10.6% lower cost of living index. Clearwater scores 109 compared to 122 for Country Club, where the US average is 100. This difference means residents of Country Club can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Clearwater is $1,539/month compared to $1,813/month in Country Club — a 15% difference. Home values follow the same pattern: Clearwater is more affordable at $326,100 median vs $340,900.

Median household income in Clearwater is $64,440 compared to $70,974 in Country Club (-9.2%). The higher salaries in Country Club partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Clearwater spend roughly 28.7% of their income on rent, less than the 30.7% in Country Club. The Clearwater ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.