Clearlake Oaks, CA vs Hilmar-Irwin, CA

There is a significant gap in the cost of living between these two cities. Clearlake Oaks is 20.5% cheaper than Hilmar-Irwin. With a cost index of 96 vs 121, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Clearlake Oaks to Hilmar-Irwin should plan for substantially higher expenses across most categories.

On the housing front, median rent in Clearlake Oaks is $1,352/month compared to $1,701/month in Hilmar-Irwin — a 21% difference. Home values follow the same pattern: Clearlake Oaks is more affordable at $206,000 median vs $420,600.

Median household income in Clearlake Oaks is $38,669 compared to $76,492 in Hilmar-Irwin (-49.4%). While Hilmar-Irwin is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Clearlake Oaks spend roughly 42% of their income on rent, more than the 26.7% in Hilmar-Irwin. The Hilmar-Irwin ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.