Clayton, NM vs Ruidoso, NM

There is a significant gap in the cost of living between these two cities. Clayton is 23.2% cheaper than Ruidoso. With a cost index of 61 vs 79, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Clayton to Ruidoso should plan for substantially higher expenses across most categories.

On the housing front, median rent in Clayton is $637/month compared to $924/month in Ruidoso — a 31% difference. Home values follow the same pattern: Clayton is more affordable at $111,500 median vs $229,100.

Median household income in Clayton is $40,192 compared to $50,259 in Ruidoso (-20%). The higher salaries in Ruidoso partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Clayton spend roughly 19% of their income on rent, less than the 22.1% in Ruidoso.