Clayton, MO vs Richmond, MO

The cost of living difference between Clayton, MO and Richmond, MO is dramatic. Richmond is 125.4% cheaper than Clayton, a gap that translates to thousands of dollars per year in household expenses. Clayton has a cost index of 149 while Richmond sits at 66, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Clayton is $1,648/month compared to $734/month in Richmond — a 125% difference. Home values follow the same pattern: Richmond is more affordable at $135,500 median vs $799,200.

Median household income in Clayton is $128,898 compared to $58,906 in Richmond (+118.8%). The higher salaries in Clayton partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Clayton spend roughly 15.3% of their income on rent, more than the 15% in Richmond.