Clayton, IL vs Girard, IL

Clayton is moderately more affordable than Girard, with a 9.5% lower cost of living index. Clayton scores 59 compared to 65 for Girard, where the US average is 100. This difference means residents of Girard can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Clayton is $578/month compared to $775/month in Girard — a 25% difference. Home values follow the same pattern: Clayton is more affordable at $90,000 median vs $96,300.

Median household income in Clayton is $63,438 compared to $40,250 in Girard (+57.6%). Clayton offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Clayton spend roughly 10.9% of their income on rent, less than the 23.1% in Girard.