Clayton, IA vs St. Lucas, IA

St. Lucas is moderately more affordable than Clayton, with a 5.5% lower cost of living index. Clayton scores 85 compared to 81 for St. Lucas, where the US average is 100. This difference means residents of Clayton can expect to pay noticeably more for everyday expenses, housing, and services.

When it comes to buying, median home values in Clayton are $166,700 compared to $112,500 in St. Lucas, a 48% gap.

Median household income in Clayton is $68,750 compared to $75,000 in St. Lucas (-8.3%). St. Lucas offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power.