Clay, PA vs Montoursville, PA

Montoursville is moderately more affordable than Clay, with a 7.9% lower cost of living index. Clay scores 83 compared to 77 for Montoursville, where the US average is 100. This difference means residents of Clay can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Clay is $916/month compared to $944/month in Montoursville — a 3% difference. Interestingly, home values tell a different story: while Clay has cheaper rent, Montoursville actually has lower median home values ($196,300 vs $265,300).

Median household income in Clay is $82,094 compared to $60,514 in Montoursville (+35.7%). While Clay is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Clay spend roughly 13.4% of their income on rent, less than the 18.7% in Montoursville.