Clay, PA vs Cornwall, PA

The cost of living difference between Clay, PA and Cornwall, PA is dramatic. Clay is 44% cheaper than Cornwall, a gap that translates to thousands of dollars per year in household expenses. Clay has a cost index of 83 while Cornwall sits at 149, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Clay is $916/month compared to $2,974/month in Cornwall — a 69% difference. Home values follow the same pattern: Clay is more affordable at $265,300 median vs $307,400.

Median household income in Clay is $82,094 compared to $102,861 in Cornwall (-20.2%). Cornwall does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Clay spend roughly 13.4% of their income on rent, less than the 34.7% in Cornwall. The Clay ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (53.3°F vs 53.3°F). Cornwall receives more rainfall at 42.1" per year compared to 42.1" in Clay.