Clay City, IN vs Union City, IN

Clay City, IN and Union City, IN have a very similar cost of living, with only a 0.3% difference in their overall index. Clay City scores 59 while Union City scores 59 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Clay City is $706/month compared to $662/month in Union City — a 7% difference. Home values follow the same pattern: Union City is more affordable at $80,100 median vs $86,700.

Median household income in Clay City is $68,036 compared to $37,202 in Union City (+82.9%). While Clay City is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Clay City spend roughly 12.5% of their income on rent, less than the 21.4% in Union City.