Clay Center, KS vs Oswego, KS

There is a significant gap in the cost of living between these two cities. Oswego is 24.4% cheaper than Clay Center. With a cost index of 57 vs 71, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Oswego to Clay Center should plan for substantially higher expenses across most categories.

On the housing front, median rent in Clay Center is $950/month compared to $690/month in Oswego — a 38% difference. Home values follow the same pattern: Oswego is more affordable at $80,700 median vs $133,600.

Median household income in Clay Center is $56,422 compared to $51,701 in Oswego (+9.1%). Clay Center does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Clay Center spend roughly 20.2% of their income on rent, more than the 16% in Oswego.