Clay Center, KS vs Osborne, KS

There is a significant gap in the cost of living between these two cities. Osborne is 28.6% cheaper than Clay Center. With a cost index of 55 vs 71, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Osborne to Clay Center should plan for substantially higher expenses across most categories.

On the housing front, median rent in Clay Center is $950/month compared to $580/month in Osborne — a 64% difference. Home values follow the same pattern: Osborne is more affordable at $82,100 median vs $133,600.

Median household income in Clay Center is $56,422 compared to $48,333 in Osborne (+16.7%). The higher salaries in Clay Center partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Clay Center spend roughly 20.2% of their income on rent, more than the 14.4% in Osborne.