Clay, AL vs Loxley, AL

Clay is moderately more affordable than Loxley, with a 12% lower cost of living index. Clay scores 90 compared to 102 for Loxley, where the US average is 100. This difference means residents of Loxley can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Clay is $1,373/month compared to $1,465/month in Loxley — a 6% difference. Home values follow the same pattern: Clay is more affordable at $198,400 median vs $303,600.

Median household income in Clay is $86,163 compared to $85,250 in Loxley (+1.1%). Clay offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Clay spend roughly 19.1% of their income on rent, less than the 20.6% in Loxley.

Climate-wise, both cities share similar average temperatures (63.9°F vs 66°F). Loxley receives more rainfall at 65.8" per year compared to 56.6" in Clay.