Clarkdale, AZ vs Cottonwood, AZ
Clarkdale, AZ and Cottonwood, AZ have a very similar cost of living, with only a 0.8% difference in their overall index. Clarkdale scores 89 while Cottonwood scores 90 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.
On the housing front, median rent in Clarkdale is $897/month compared to $1,080/month in Cottonwood — a 17% difference. Interestingly, home values tell a different story: while Clarkdale has cheaper rent, Cottonwood actually has lower median home values ($286,000 vs $344,800).
Median household income in Clarkdale is $32,607 compared to $47,162 in Cottonwood (-30.9%). While Cottonwood is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Clarkdale spend roughly 33% of their income on rent, more than the 27.5% in Cottonwood. The Cottonwood ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.
Climate-wise, both cities share similar average temperatures (56.7°F vs 56.7°F). Cottonwood receives more rainfall at 12.9" per year compared to 12.9" in Clarkdale.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
BLS Average Prices by metro area
Climate
NOAA 30-year normals (1991-2020)