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Clarkdale, AZ vs Cottonwood, AZ

89
Clarkdale
Arizona
VS
-0.8%
90
Cottonwood
Arizona

Clarkdale, AZ and Cottonwood, AZ have a very similar cost of living, with only a 0.8% difference in their overall index. Clarkdale scores 89 while Cottonwood scores 90 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Clarkdale is $897/month compared to $1,080/month in Cottonwood — a 17% difference. Interestingly, home values tell a different story: while Clarkdale has cheaper rent, Cottonwood actually has lower median home values ($286,000 vs $344,800).

Median household income in Clarkdale is $32,607 compared to $47,162 in Cottonwood (-30.9%). While Cottonwood is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Clarkdale spend roughly 33% of their income on rent, more than the 27.5% in Cottonwood. The Cottonwood ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (56.7°F vs 56.7°F). Cottonwood receives more rainfall at 12.9" per year compared to 12.9" in Clarkdale.

Income & Cost

Cost of Living Index
Clarkdale
89
1% cheaper
Cottonwood
90
Median Household Income
Clarkdale
$32,607
Cottonwood
$47,162
31% higher

Housing

Median Rent
Clarkdale
$897
17% cheaper
Cottonwood
$1,080
Median Home Value
Clarkdale
$344,800
Cottonwood
$286,000
17% cheaper
Population
Clarkdale
4,642
Cottonwood
12,547

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Clarkdale $1,190
Cottonwood $1,190
1 Bed
Clarkdale $1,300
Cottonwood $1,300
2 Bed
Clarkdale $1,530
Cottonwood $1,530
3 Bed
Clarkdale $2,070
Cottonwood $2,070
4 Bed
Clarkdale $2,350
Cottonwood $2,350

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Clarkdale $2.97
Cottonwood $2.97
US $3.07
🥚
Eggs (grade A, large)
Clarkdale $2.42
Cottonwood $2.42
US $2.50
🥛
Milk (whole)
Clarkdale $3.90
Cottonwood $3.90
US $4.03
🍞
Bread (white)
Clarkdale $1.79
Cottonwood $1.79
US $1.85
🍗
Chicken breast
Clarkdale $4.01
Cottonwood $4.01
US $4.14
Electricity
Clarkdale $0.16
Cottonwood $0.16
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Clarkdale 56.7°F
Cottonwood 56.7°F
Summer High
Clarkdale 90°F
Cottonwood 90°F
Winter Low
Clarkdale 26°F
Cottonwood 26°F
Rainfall
Clarkdale 12.9"
Cottonwood 12.9"
Rainy Days
Clarkdale 61d
Cottonwood 61d